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What to know...

Health Insurance
There are many reasons you may not have health insurance through your employer or lose it as you retire and aren't yet Medicare eligible. Did you know there are affordable options through the Health Insurance Marketplace or other STM plans? Let us help you find the plan that fits your family's needs.
Medicare Information
What Are The Different Parts of Medicare?
Part A (Hospital Insurance)
Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.
Part D (Drug coverage)
Helps cover the cost of prescription drugs. You join a Medicare drug plan in addition to Original Medicare or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.
Part B (Medical Insurance)
Helps cover:
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Services from doctors and other health care providers
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Outpatient care
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Home health care
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Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)
Part C (Medicare Advantage)
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Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
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In most cases, you’ll need to use doctors who are in the plan’s network.
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Plans may have lower out-of-pocket costs than Original Medicare.
Source: Medicare.gov



